These Terms of Service (“Terms”) govern your access to and use of the services provided by our company, including but not limited to credit card processing in Nashville, installation and support of local POS systems, and delivery of tailored payment solutions for Nashville businesses. By accessing our website or signing up for any of our merchant services, you agree to be bound by these Terms and all applicable laws and regulations.
If you do not agree with these Terms, please do not use our services.
Scope of Services
Nashville Merchant Services provides a range of financial technology and merchant support services to businesses throughout Tennessee. Our offerings include:
Credit and debit card transaction processing
Point-of-sale (POS) systems and equipment setup
Online and mobile payment gateway integration
Merchant account setup and consultation
Technical support and service management
These services are designed for business use only. We do not offer services to individual consumers or for non-commercial purposes.
Eligibility and Registration
To access our services, you must:
Be at least 18 years old
Own or represent a registered business operating in the United States
Provide accurate and complete business and identification information
Agree to all payment terms and policies stated in this agreement
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Service Availability
We strive to provide continuous and reliable access to our services. However, there may be occasional downtimes due to maintenance, system upgrades, or factors beyond our control. We make no guarantee of uninterrupted availability.
We reserve the right to:
Modify or discontinue any service at any time without notice
Suspend or terminate accounts that violate these Terms
Deny service to businesses that do not meet our risk or compliance standards
Merchant Responsibilities
As a client using our credit card processing services in Nashville or any other solutions we provide, you agree to:
Operate in full compliance with applicable state, federal, and industry regulations
Keep all business, banking, and contact details up to date
Maintain PCI compliance when handling cardholder data
Promptly report suspicious or unauthorized account activity
Adhere to all contract terms, including usage limits and equipment responsibilities
Failure to comply may result in service suspension, financial penalties, or account termination.
Payment Terms and Fees
Our services are billed either on a recurring basis (monthly or annually) or per transaction, depending on your merchant agreement. All fees are outlined in your customized service proposal or contract and may include:
Transaction processing fees
POS hardware or software licensing costs
Monthly service or gateway fees
Equipment maintenance or replacement charges
Early termination or cancellation fees (if applicable)
You are responsible for ensuring that sufficient funds are available in your designated account to cover charges. Late payments may incur interest or additional fees as outlined in your agreement.
Termination of Services
You may terminate your account at any time by contacting our support team, subject to any early termination terms in your contract. We may suspend or terminate your access if:
You breach any part of these Terms
Your account is inactive for an extended period
Fraud, abuse, or illegal activity is suspected
Termination does not absolve you from payment obligations or return of equipment.